WeCred is a powerful workflow automation solution designed to modernize and streamline lending operations. WeCred simplifies complex processes in loan origination, enhances collaboration across teams, and drives operational efficiency through intelligent automation.
At its core, WeCred allows financial institutions to digitize and automate their entire loan lifecycle with customizable, rule-driven workflows. Whether you’re processing personal loans, home loans, or SME credit, WeCred lets you tailor every step — ensuring compliance, speed, and accuracy.
Captures ID proof and credit score; documents are verified for eligibility screening.
Accepts paper or digital applications; gathers data specific to loan products.
Credit team reviews application accuracy and sets up the case in the LOS.
Evaluates risk and credit using rule engines and API-based automation.
Approves or rejects based on dynamic criteria and internal policy rules.
Ensures compliance checks before disbursing funds through monitored execution.
Design and automate loan origination journeys—tailored to product, customer type, or compliance rules—with intelligent branching and SLA tracking.
Digitally capture, validate, and process applications from any channel—branch, or web—with product-specific logic and real-time data checks.
Automate underwriting with rule-based evaluations, API integrations (credit bureaus, fraud checks), and flexible decision models.
Ensure secure, auditable approvals with a built-in maker-checker hierarchy, supporting multi-level roles, queues, and exception handling.
No-code interface to define document checklists, approval flows, product configurations, and risk policies—without tech team dependency.
Automate repetitive tasks and reduce human error across the loan lifecycle.
Customize processes to match specific business rules, product types, or risk thresholds.
Connect teams across branches and departments with a shared, real-time dashboard.
Ensure accountability with clear task tracking, SLA reminders, and escalation paths.
Leverage real-time data from integrations, analytics, and decisioning tools.
